Step 1: Determine Your Eligibility

Before applying, make sure you meet the SSDI eligibility criteria:

• You must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• You need to have worked long enough and recently enough to earn sufficient work credits through Social Security taxes.
• Your disability must be listed in the Social Security Administration’s Listing of Impairments, or be shown to limit your ability to perform work.

Step 2: Gather Required Medical and Work Documentation

Strong documentation is crucial for a successful SSDI application. Make sure you collect:

• Medical records from doctors, hospitals, and specialists
• Lab reports, imaging results, and treatment summaries
• A detailed history of your employment, including job duties and income
• A letter from your treating physician describing how your disability impacts your ability to work

Step 3: Submit Your SSDI Application

You can apply for SSDI in Minnesota:

• Online at ssa.gov
• By phone by calling 1-800-772-1213
• In person at your local Social Security office

Complete the application thoroughly and honestly. Missing or incorrect information can result in delays or denials.

Step 4: Wait for the Initial Decision

After submitting your application:

• The Disability Determination Services (DDS) office in Minnesota will review your medical evidence and work history.
• This review typically takes 3 to 6 months, depending on the case load and complexity.
• You will receive a letter stating whether your claim has been approved or denied.

Step 5: Appeal If Your Claim Is Denied

Most initial SSDI applications are denied. If this happens, you can appeal the decision. The Minnesota SSDI appeal process includes:

1. Reconsideration – A different examiner reviews your case.
2. Hearing before an Administrative Law Judge (ALJ) – You can present evidence and testify about your disability.
3. Appeals Council review – They decide whether to uphold or overturn the ALJ’s decision.
4. Federal court review – A final option if all administrative steps fail.

Step 6: Receive Your Benefits

If approved, you will begin receiving SSDI benefits, including:

• Monthly payments, based on your work history and earnings
• Medicare coverage starting 24 months after your SSDI eligibility begins
• Potential back pay, dating from when the SSA determines your disability began