What are the income limits for SSDI in Minnesota?
By Hogan Smith
Updated 05/27/2025
If you're applying for Social Security Disability Insurance (SSDI) in Minnesota, understanding the income limits is crucial. The Social Security Administration (SSA) uses income thresholds to determine whether your earnings indicate that you are engaging in Substantial Gainful Activity (SGA).
Find out if you qualify for SSDI benefits. Pre-qualify in 60 seconds for up to $4,018 per month and 12 months back pay.
Please answer a few questions to help us determine your eligibility.
Substantial Gainful Activity (SGA) Limits for 2025
In 2025, the SSA has set the following monthly income thresholds for SSDI eligibility:
- For non-blind individuals: $1,620 per month
- For statutorily blind individuals: $2,700 per month
Earning above these amounts may suggest that you are capable of performing work, which could affect your eligibility for SSDI benefits.
Calculating Countable Income
Not all income counts toward these limits. The SSA takes into consideration certain deductions such as:
- Impairment-Related Work Expenses (IRWEs): Costs for items or services needed because of your disability.
- Certain wage subsidies: Adjustments when an employer pays you more than the value of your work output.
These deductions can lower your countable income, helping you stay within the limits required for SSDI eligibility.
Work Incentives: Trial Work Period and Extended Period of Eligibility
The SSA offers work incentives designed to help you transition back to work while still receiving benefits:
- Trial Work Period (TWP): Allows you to work for up to 9 months (which do not need to be consecutive) within a 60-month period without affecting your benefits, regardless of how much you earn during these months.
- Extended Period of Eligibility (EPE): Follows the TWP with a 36-month window during which you can continue receiving benefits for any month that your earnings remain below the SGA limit.
These programs provide a safety net if you decide to attempt returning to work.
How Hogan Smith Can Help
At Hogan Smith, we understand that navigating SSDI income limits and work incentives can be challenging. We help Minnesota residents by:
- Evaluating your earnings and determining how they affect your SSDI eligibility.
- Guiding you through the Trial Work Period and Extended Period of Eligibility to maximize your benefits.
- Assisting with application and appeals to ensure you receive the full support you deserve.
Contact Hogan Smith Today
If you're concerned about how your income impacts your SSDI benefits or need assistance with your application, contact Hogan Smith for a free consultation. We're here to provide the guidance and support you need to navigate the SSDI process confidently in Minnesota.
Further Reading
Boost Your Chance of Being Approved
Get the Compensation You Deserve
Our experts have helped thousands like you get cash benefits.
How It Works
1
Briefly tell us about your case
2
Provide your contact information
3
Choose attorneys to contact you