Federal Disability Benefits Available in Minnesota

Most disability benefits in Minnesota are administered by the Social Security Administration (SSA) through two primary programs:

Social Security Disability Insurance (SSDI)

• For people who have a work history and have paid Social Security taxes.
• You must have earned enough work credits and meet the SSA’s definition of disability.
• Your condition must prevent you from working for at least 12 months or be expected to result in death.

Supplemental Security Income (SSI)

• A need-based benefit for individuals with limited income and assets.
• You do not need a work history to qualify.
• Available to disabled adults and children, as well as individuals over 65.

Minnesota State Disability Assistance Programs

In addition to federal programs, Minnesota offers state-level disability benefits and support services:

Minnesota Supplemental Aid (MSA)

• A cash supplement to SSI for individuals with disabilities who have extremely low income.
• Helps cover basic living expenses not covered by SSI.

Medical Assistance (Minnesota’s Medicaid Program)

• Provides comprehensive healthcare coverage for low-income individuals, including those receiving SSI.
• SSDI recipients may also qualify after the mandatory 24-month waiting period.

Minnesota Disability Waiver Programs

• These waivers offer services and supports for people with disabilities who need help living independently or require long-term care.
• Programs include Community Access for Disability Inclusion (CADI), Brain Injury Waiver, and others.

Vocational Rehabilitation Services (VRS)

• Offered through Minnesota’s Department of Employment and Economic Development (DEED).
• Helps people with disabilities prepare for and find meaningful employment.

Other Disability Benefits Options in Minnesota

Workers’ Compensation

• If your disability is work-related, you may qualify for wage replacement and medical benefits through Minnesota’s Workers’ Compensation system.

Private Short-Term or Long-Term Disability Insurance

• Some employers offer these benefits, which are separate from SSA programs and based on private insurance policies.

How to Apply for Disability Benefits in Minnesota

For SSDI and SSI:

• Apply online at ssa.gov, by phone at 1-800-772-1213, or at your local SSA office.

For Minnesota State Programs:

• Visit the Minnesota Department of Human Services (DHS) website.
• Apply for benefits like MSA or Medicaid through MNbenefits.mn.gov or contact your county human services office.