1. Providing Incomplete Medical Records

One of the biggest mistakes is failing to submit complete, up-to-date medical documentation. The Social Security Administration (SSA) relies heavily on your medical records to determine disability eligibility. Missing test results, doctor’s notes, or treatment histories can weaken your claim.

2. Waiting Too Long to Apply

Some applicants delay filing because they think their condition might improve. Unfortunately, waiting can affect eligibility, especially if your work credits expire. In Minnesota, early application ensures you start the process while you’re still eligible.

3. Continuing to Work Above the Earnings Limit

Working and earning more than the SSA’s substantial gainful activity (SGA) limit can lead to an automatic denial. Make sure you understand the income rules before working during your application.

4. Ignoring SSA Requests

If the SSA asks for additional information or schedules a consultative exam, failing to respond can stall or close your case. Always meet deadlines and attend appointments.

5. Not Getting Professional Help

While you can file on your own, many claims are denied due to simple errors or incomplete submissions. Having an experienced representative can improve your odds and reduce mistakes.