Understanding SSDI and SSI

• SSDI provides benefits to people who have a qualifying disability and have worked enough years to earn sufficient work credits.
• SSI is a needs-based program for people with disabilities who have limited income and resources, regardless of work history.

Why Apply for Both?

You may qualify for SSDI but still receive a low monthly payment due to limited work history or low past earnings. In these situations, SSI can supplement your income, helping cover basic living costs. Applying for both ensures you are considered for all available benefits.

Eligibility in Minnesota

To apply for both SSDI and SSI in Minnesota, you must:

• Meet the Social Security Administration’s definition of disability
• Have limited income and resources for SSI eligibility
• Have earned enough work credits for SSDI eligibility

How to Apply

Minnesota residents can apply for SSDI and SSI together by:

• Submitting an online application at SSA.gov
• Calling the Social Security Administration
• Visiting a local SSA office in cities such as Minneapolis, St. Paul, Duluth, or Rochester

Be prepared to provide detailed medical records, work history, and financial information.